Towne Lake Realtor — Your Local Guide to Towne Lake, Cypress TX 77433
I’m Kevan Pewitt, a Towne Lake Realtor and the broker behind Houston Prime Realty. Towne Lake is a roughly 2,400-acre master-planned community in Cypress (northwest Harris County, ZIP 77433) that Caldwell Communities has built out since 2006 around a 300-acre private lake — the largest private lake in the Houston area. At build-out it’s planned for about 3,000 homes across 20-plus named sections, and it’s now near completion. This is your guide to the market, the sections, schools, taxes, and flood facts.
Towne Lake at a glance
| Location | Cypress / NW Harris County (unincorporated) — off US-290 east of the Grand Parkway, about 25–30 miles NW of Downtown |
| Community type | Master-planned, ~2,400 acres, ~3,000 homes at build-out, built around a 300-acre private lake; 20+ named sections; developer Caldwell Communities (since 2006) |
| Median price | ~$567,500 for the Towne Lake area over the 12 months ending early 2026 (Homes.com, HAR-derived; ~59 days on market); Rocket Homes cited ~$531,000 in Dec 2024 |
| Price range | Roughly $350,000 entry resale to $1.9M+ for luxury and waterfront homes |
| Property tax | ~2.8%–3.7% combined — varies significantly by which Harris County MUD (500/501/502/503) serves the lot |
| HOA dues | ~$1,674/year base (every resident); gated sub-associations add more (e.g., Lakeshore ~$2,469 total) |
| Seller resale fee | 1% Foundation Fee + $215 transfer fee at sale (seller); $840 cap fee at purchase (buyer) |
| Schools | Cypress-Fairbanks ISD — Rennell & Postma Elementary (on-site), Anthony Middle (on-site), Cypress Ranch High (nearby); verify by address |
| New construction | Limited — near build-out; remaining new homes in Parkside and the custom/lake sections. Mostly resale. |
| Flood | Cypress Creek watershed; per the developer, no homes in Towne Lake flooded in Harvey — but risk is per-lot, so confirm the FEMA designation for the exact address |
| Best for | Buyers who want lake and waterfront living with a heavy amenity package, weighing a longer commute to central Houston, a high combined tax rate, and section-by-section differences in taxes and dues |
Figures are point-in-time and vary by section and address — verify before relying. Not legal or tax advice.
Where Towne Lake is
Towne Lake sits in unincorporated northwest Harris County, in the Cypress-Fairbanks (“Cy-Fair”) area, ZIP 77433, just west of US-290 (the Northwest Freeway). It’s commonly described as bordered by US-290 to the north, West Road, and Barker Cypress Road, with Barker Cypress, Tuckerton, Greenhouse, Towne Lake Parkway, and Fry Road as the main internal and edge roads. Because it’s unincorporated, there’s no city property tax — services come from Harris County, several municipal utility districts (MUDs), an emergency services district, and the HOA.
For getting around, the Grand Parkway (SH 99) runs just west of the community and is the workhorse route — north toward SH 249/Tomball and The Woodlands, south to I-10 and the Energy Corridor. US-290 is immediately north, and Beltway 8 is several miles southeast via US-290. In typical traffic, the Energy Corridor is about 25–35 minutes (roughly 18 miles), Downtown 30–45 minutes off-peak via US-290, the Galleria about 30 minutes, and the Texas Medical Center commonly 40+ minutes.
The feel of the area
What sets Towne Lake apart is that it’s built around the water. The 300-acre lake — about 14 miles of shoreline, big enough for a six-mile boat run without turning around — anchors the community, with boat docks, ramps, a marina, fishing piers, and connected land-and-water trails. The Boardwalk at Towne Lake, a roughly 181,000-square-foot waterfront retail-and-dining district that opened around 2016, is reachable by car or by boat, so a summer evening can genuinely mean taking a boat to dinner. The Lakehouse amenity center (banquet hall, demonstration kitchen, fitness center, adult pool, private marina) and a waterpark with a lazy river, junior-Olympic pool, water slide, and sandy beach round out the recreation, along with the 1.5-acre Puckett Island out on the lake.
The Boardwalk at Towne Lake — waterfront shops and dining you can reach by car or by boat.
The 300-acre lake and one of its islands, seen from a lakeside trail.
Towne Lake homes for sale: the stock and the market
Towne Lake is overwhelmingly single-family detached, in a Texas Hill Country-inspired style — brick and stone elevations, front porches — across a wide range of lot widths (roughly 40’/50′ up through 60′, 70′, 80′, 90′, 100′, and half-acre-plus custom lots). Mixed in are patio and garden homes (the zero-lot-line Sunset Harbor Villas), townhomes (Lakeshore and Northshore), custom waterfront and canal homes (Water’s Edge, The Waterway, Great Oaks), and an age-restricted 55-and-better active-adult section, The Heritage. Development began around 2006–2008, so resale homes span roughly 2008 to 2024. Because the community is near build-out, the market is overwhelmingly resale, with remaining new homes concentrated in Parkside and the custom/lake sections.
Over the 12 months ending in early 2026, the Towne Lake area’s median sale price was about $567,500 (up roughly 6% year-over-year) with around 59 days on market, per Homes.com (HAR-derived); Rocket Homes had cited about $531,000 in December 2024. The spread is wide — entry resale runs about $350,000–$450,000, the mid-tier roughly $450,000–$700,000, and luxury and waterfront homes from $700,000 up past $1.9M. You can browse every active listing on my continually updated Towne Lake homes for sale page, straight from the HAR MLS. Figures are point-in-time — ask me for this week’s numbers in a specific section.
Featured Towne Lake Homes For Sale
$578,000
Active
19610 Pecos Bend Court Cypress, Texas
4 Beds 4 Baths 3,050 SqFt 0.229 Acres
$950,000
Active
11506 Bryson Creek Court Cypress, Texas
5 Beds 4 Baths 4,135 SqFt 0.269 Acres
$400,000
Active
19323 Hamilton Hills Drive Cypress, Texas
3 Beds 2 Baths 1,721 SqFt 0.151 Acres
$580,000
Active
19730 Hubbard Creek Court Cypress, Texas
4 Beds 5 Baths 3,162 SqFt 0.2 Acres
$1,195,000
Active
17723 Wichita River Way Cypress, Texas
4 Beds 5 Baths 4,500 SqFt 0.239 Acres
$1,150,000
Active
17922 Wichita River Way Cypress, Texas
5 Beds 6 Baths 4,598 SqFt 0.226 Acres
The sections at a glance
Towne Lake isn’t one neighborhood — it’s more than 20 named sections, and which one you’re in shapes your lot type, your price point, whether you’re on the water, and even your HOA sub-association. Most earlier sections are sold out and trade as resale; the newest construction is in Parkside and the custom/lake sections (confirm current availability and pricing with the builder):
| Section | Status | Lot / home type | New construction? |
| Parkside | Selling | 375 homesites, some waterfront; the last residential section | Yes — Partners in Building, Coventry |
| The Heritage / Heritage Cove | Selling | 55+ active-adult enclave around The Lodge | Yes — Caldwell Homes |
| Northshore | Selling | Waterfront duets & townhomes | Yes — Beazer, Highland |
| Marina Bay | Selling | 70’/80′ lots, 29 waterfront sites, neighborhood marina | Yes — limited |
| Water’s Edge | Selling | Gated custom lakefront (historically from the $700s) | Yes — custom builders |
| Great Oaks Estates | Selling | Gated custom, 27 half-acre+ wooded homesites | Yes — bring-your-own custom |
| The Waterway | Sold out | Gated canal homes with inset boat slips | Resale |
| Sunset Harbor / Villas | Sold out | Gated waterfront + zero-lot-line villas | Resale |
| Lago Vista | Sold out | Lakeside 90′ lots | Resale |
| Arbor Grove | Sold out | 50’/60’/70′ lots | Resale |
| Lakeshore | Sold out | Gated townhomes & cottages, walkable to the Boardwalk | Resale |
| The Greene | Sold out | Homes adjacent to Postma Elementary | Resale |
| The Crossing / Creekside | Sold out | Older interior sections | Resale |
The distinction most buyers weigh first is waterfront vs. interior: waterfront, lake-access, and canal lots carry a real premium, and dock rights, bulkhead maintenance, horsepower limits, and permitted watercraft vary by lot — so those deeded rights are worth verifying. Whichever section you’re considering, I’ll pull the exact MUD rate, HOA dues, and school zoning before you write an offer.
Schools
Towne Lake is zoned to Cypress-Fairbanks ISD (Cy-Fair ISD) — Texas’s third-largest district, with about 114,820 students as of October 2025 — which earned an overall “B” (85 out of 100) from the Texas Education Agency for 2025, its third consecutive “B.” The community has two on-site elementaries, Rennell and Postma, plus on-site Anthony Middle School and nearby Cypress Ranch High School. Reported as sourced facts: Rennell Elementary and Cypress Ranch High both earned TEA “A” accountability ratings for 2025; Postma and Anthony are best confirmed for their current letter grade at txschools.gov. Lone Star College–CyFair is adjacent for dual-credit options.
School zoning is set by the exact property address, and Cy-Fair rezones periodically, so always confirm a home’s specific campuses — check current ratings and assignment at txschools.gov and with Cy-Fair ISD, and see my Schools page for Cy-Fair campuses with ratings and maps.
Getting around & commute
Towne Lake’s position off US-290 with the Grand Parkway alongside makes the northwest and west job centers reachable and the central ones a longer haul. In typical traffic: the Energy Corridor (BP, Shell, ConocoPhillips, 100,000-plus jobs along I-10) is about 25–35 minutes and 18 miles via the Grand Parkway to I-10; Downtown runs roughly 30–45 minutes off-peak via US-290 (peak can exceed an hour); the Galleria/Uptown is about 30 minutes off-peak; and the Texas Medical Center is commonly 40+ minutes. Houston METRO’s Cypress Park & Ride offers direct weekday bus service to the Northwest Transit Center and Downtown (about 37 minutes direct); there’s no rail, so cars are essential for most trips. Bush Intercontinental (IAH) is roughly 30–40 minutes east; Hobby (HOU) is closer to 50–60 minutes south.
Flood risk — what to check before you buy
Towne Lake sits in the Cypress Creek watershed — not inside the Addicks or Barker reservoir flood pools, which are farther south and west. The watershed itself has a long, documented flood history and flooded badly during Hurricane Harvey in August 2017. Towne Lake’s own official Hurricane Harvey update reports that “no homes in Towne Lake flooded,” and the community’s man-made 300-acre lake functions in part as stormwater detention. That’s a genuine point in its favor — but it’s not a reason to skip the homework.
Flood risk here is property-specific: some lots fall in FEMA Zone X, while others near creeks or detention basins may be in or adjacent to higher-risk zones. So before you make an offer on any specific home, pull its current flood designation at the FEMA Flood Map Service Center and ask for the property’s flood history for the exact address — risk varies street to street, and sometimes lot to lot. I’ll help you check it lot by lot.
Things to do nearby
Inside Towne Lake, the lake is the hub — boating, fishing, skiing and tubing, kayaking and paddleboarding, with public and private docks, ramps, and a marina. The Boardwalk brings roughly 181,000 square feet of waterfront retail and dining (Torchy’s Tacos, MOD Pizza, Sam’s Boat, Ambriza Social Mexican Kitchen, fitness studios, and Houston Methodist medical), reachable by car or boat. The Lakehouse and original clubhouse cover fitness, pools, and events; the waterpark adds a lazy river, junior-Olympic and diving pools, a water slide, splash pads, and a sandy beach; and Puckett Island is a 1.5-acre island with a dock and pavilion.
A private covered boat dock — waterfront homes can build their own on the 300-acre lake.
The lake and its shoreline homes — the center of daily life in Towne Lake.
Beyond the community: Houston Premium Outlets (about 145 stores north on US-290), a 124,000-square-foot Kroger Marketplace on the community’s edge, Blackhorse Golf Club and Houston National Golf Club flanking the community, plus H-E-B, a Walmart Neighborhood Market, and Houston Methodist Cypress, Memorial Hermann Cypress, and HCA North Cypress hospitals nearby.
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Is Towne Lake the Right Fit?
Its strengths are distinctive: a 300-acre private lake with real boating and waterfront living, a resort-level amenity package (the Boardwalk, Lakehouse, waterpark, marina, and trails), a range of homes from the $350s into the seven figures, and Cy-Fair ISD schools — with Rennell Elementary and Cypress Ranch High both holding TEA “A” ratings for 2025. The trade-offs are honest: a 25–45+ minute commute to central Houston with no rail; a high combined tax rate (~2.8%–3.7% depending on the MUD, so two similar homes in different sections can carry different bills); added HOA costs (base dues around $1,674/year, plus a 1% Foundation Fee and $215 transfer fee the seller pays and an $840 cap fee the buyer pays); and a waterfront premium with dock rights that vary lot to lot. If Towne Lake sounds like your kind of place — or you’re weighing it against Bridgeland, Coles Crossing, or Fairfield — that’s exactly the conversation I’m good at. Call or text 281-500-7077 or email kevan@houstonprimerealty.com. We’ll agree on how I represent you and how that’s paid up front, in writing.
Work With a Towne Lake Realtor
Whether you’re buying or selling, having a Towne Lake Realtor who knows the sections — which are on the water, how the MUD and tax picture shifts section to section, what dock rights come with a lakefront lot, and how a home’s location reads to the next buyer — saves you money and second-guessing. I’m Kevan Pewitt, broker-owner of Houston Prime Realty, a licensed Texas broker since 1989 and a Certified Residential Appraiser, so the pricing advice you get is grounded in what actually drives value and time on market here. Reach out and I’ll walk you through what’s on the market and what your home is worth.
Quick Answers
What ZIP code is Towne Lake in?
Towne Lake is in 77433, in the Cypress area of unincorporated northwest Harris County.
What school district serves Towne Lake?
Cypress-Fairbanks ISD (Cy-Fair ISD) — with two on-site elementaries (Rennell and Postma), on-site Anthony Middle, and Cypress Ranch High nearby. Rennell and Cypress Ranch both earned TEA “A” ratings for 2025. Zoning is set by address, so verify the exact campuses at txschools.gov.
What’s the typical home price in Towne Lake?
The Towne Lake area median was about $567,500 over the 12 months ending in early 2026 (Homes.com, HAR-derived, ~59 days on market); Rocket Homes cited ~$531,000 in December 2024. Prices range from about $350,000 for entry resale to $1.9M+ for luxury and waterfront homes.
Did Towne Lake flood during Harvey?
Per Towne Lake’s official Hurricane Harvey update, “no homes in Towne Lake flooded,” even though the surrounding Cypress Creek watershed flooded badly. Flood risk is still property-specific — always confirm the current FEMA flood map designation and the home’s flood history for the exact address.
What are the property taxes in Towne Lake?
Commonly ~2.8%–3.7% of value, depending on which Harris County MUD (500/501/502/503) serves the lot. The bill combines Cy-Fair ISD ($1.0669 per $100 in 2025), Harris County entities, Lone Star College, an emergency services district, and the MUD (for example, MUD 501 at $0.5972 and MUD 502 at $1.02). Confirm the exact MUD and rate at HCAD.org.
What are the HOA dues, and are there resale fees?
A base of about $1,674/year that every Towne Lake resident pays (gated sub-associations like Lakeshore run higher, around $2,469 total), managed by CCMC. Dues cover the Lakehouse, pools and waterpark, lake access, trails, fitness, common-area maintenance, and lifestyle events. At sale, the seller pays a 1% Foundation Fee plus a $215 transfer fee, and the buyer pays an $840 cap fee — verify all of these on the resale/estoppel certificate for the specific home.
Is there still new construction in Towne Lake?
Yes, but limited — the community is near build-out. Remaining new homes are concentrated in Parkside (Partners in Building, Coventry) and the custom and lake sections (Water’s Edge, Great Oaks). Most inventory today is resale. Confirm current availability and pricing directly with the builders.
Can I keep a boat on the lake?
Yes — the 300-acre lake permits boating, fishing, skiing, tubing, and paddling, with public docks, ramps, a marina, and boat rentals; waterfront homeowners can build private docks, and the canal lots in The Waterway have inset boat slips. Horsepower limits, dock rights, and permitted watercraft are governed by HOA rules, so verify the deeded rights per lot on the resale certificate.
Questions About Towne Lake? Send Me a Note
Have a question about a specific section, school zoning, dock rights, or what’s on the market right now? Send me a message and I’ll get back to you personally.