Houston mortgage rates this week, updated every Friday from the Freddie Mac survey — plus what it means if you’re waiting to buy. See today’s numbers.
Financing is the part of buying that makes people most nervous — and the part where a week’s delay costs you the house. These articles cover getting pre-approved before you shop, the loan types Houston buyers actually use including builder financing on new construction, what lenders re-check between approval and closing, and how rates move week to week. I’m Kevan Pewitt, REALTOR® and broker-owner of Houston Prime Realty, here so you walk in knowing what’s coming.
Closing Costs in Texas: Who Pays What?
Closing costs in Texas hit buyers and sellers differently. See who pays what, the 2-5% buyer range, the title-policy custom, and how to lower your bill.
How Long Does Mortgage Underwriting Take? A Houston Buyer’s Timeline
How long does mortgage underwriting take? About one to two weeks for most Houston buyers. The stage-by-stage timeline, common conditions, and the Texas contract deadlines that protect your earnest money.
Down Payment Assistance in Houston: What It Really Costs You
Down payment assistance in Houston covers 3-5% of your loan, but it costs you in rate. The 2026 income limits, the real payment math, and how to decide.
The Texas Veterans Land Board Home Loan: The State Benefit Most Veterans Never Use
Texas runs its own veteran home-loan program — below-market fixed rates set weekly, a disability discount, and eligibility that covers some who can’t use the federal VA benefit at all.
VA Loans in Houston: A Veteran Buyer’s Guide to Zero Down
Zero down, no monthly mortgage insurance, and a Texas state program most veterans never hear about. How VA loans work in Houston — and what sellers get wrong about them.