Closing costs in Texas hit buyers and sellers differently. See who pays what, the 2-5% buyer range, the title-policy custom, and how to lower your bill.
First-time home buyers in the Houston area face a different set of questions ā how much down payment you really need, what pre-approval takes, and how property taxes and MUD districts change your monthly budget. These are the articles I wrote for people buying their very first home. I’m Kevan Pewitt, broker-owner of Houston Prime Realty, near Cypress and Katy.
Houston Mortgage Rates This Week
Houston mortgage rates this week, updated every Friday from the Freddie Mac survey ā plus what it means if you’re waiting to buy. See today’s numbers.
First-Time Home Buyer in Cypress, TX: Budgets, Schools, MUD Taxes, and the Programs That Apply
What a first-time home buyer in Cypress needs beyond the Houston roadmap: why Cypress works for a first home, the price bands a first budget lands in, why the established neighborhoods cost less to own, the school-district edge cases, and which down payment programs actually reach unincorporated Harris County.
Down Payment Assistance in Houston: What It Really Costs You
Down payment assistance in Houston covers 3-5% of your loan, but it costs you in rate. The 2026 income limits, the real payment math, and how to decide.
The First-Time Home Buyer’s Roadmap for Houston: Every Step in Order
Every step of buying your first Houston home, in the order that actually works ā pre-approval to keys, with what each step really costs and the mistakes that trip up first-timers.
The Questions to Ask Before You Sign With Any Real Estate Agent
Texas now puts the paperwork before the first showing, so you’re choosing who represents you earlier than buyers used to. Here are the questions worth asking ā including the ones I’d ask me.