Houston mortgage rates this week, updated every Friday from the Freddie Mac survey — plus what it means if you’re waiting to buy. See today’s numbers.
A Houston home search goes smoother when you set it up right — get pre-approved first, know your true down payment, and learn what taxes and insurance will add before you fall for a listing. These articles help you shop Greater Houston, Cypress, and Katy with a clear head. I’m Kevan Pewitt, broker-owner of Houston Prime Realty.
The Smartest Questions to Ask Before You Buy or Sell a Home in Houston
The smartest questions to ask before buying or selling a home in Houston — the ones that save money, prevent surprises, and quietly vet your agent.
How Texas Property Taxes Affect Your Monthly Mortgage Payment
Texas property taxes can add hundreds to your Houston mortgage payment. See how escrow, rate stacking, and the homestead exemption shape what you pay.
Closing Costs in Texas: Who Pays What?
Closing costs in Texas hit buyers and sellers differently. See who pays what, the 2-5% buyer range, the title-policy custom, and how to lower your bill.
Pre-Qualification vs. Pre-Approval: What’s the Difference?
Pre-qualification vs. pre-approval: one is a quick estimate, the other a verified letter Houston sellers trust. Here’s which you need, and when.
How Much Down Payment Do You Really Need to Buy in Houston?
You don’t need 20% down to buy in Houston. Here are the real 2026 minimums for FHA, VA, USDA, and conventional loans — plus Texas down payment assistance.