Houston mortgage rates this week, updated every Friday from the Freddie Mac survey — plus what it means if you’re waiting to buy. See today’s numbers.
A mortgage pre-approval is a lender’s written estimate of how much you can borrow — and in the Houston market, it’s what makes your offer credible. These articles explain pre-qualification vs. pre-approval, what’s in the letter, and how it ties to your financing contingency. I’m Kevan Pewitt, broker-owner of Houston Prime Realty.
Debt-to-Income Ratio for a Mortgage: What Lenders Count
Debt-to-income ratio for a mortgage, worked through on a $340K Houston home at 7.40%. See what lenders count, then call me.
Pre-Qualification vs. Pre-Approval: What’s the Difference?
Pre-qualification vs. pre-approval: one is a quick estimate, the other a verified letter Houston sellers trust. Here’s which you need, and when.
How Much Down Payment Do You Really Need to Buy in Houston?
You don’t need 20% down to buy in Houston. Here are the real 2026 minimums for FHA, VA, USDA, and conventional loans — plus Texas down payment assistance.
Mortgage Pre-Approval in Houston: How to Get One and What the Letter Means
Mortgage pre-approval in Houston — what the letter means, where to get one, how long it takes, and what lenders check.
What is a financing contingency in a home purchase contract?
A financing contingency lets a Texas home buyer cancel and recover earnest money if their loan falls through. Here’s how the Third Party Financing Addendum works.