The 2026 Texas Seller’s Disclosure added an insurance section ā including whether you’ve ever been unable to insure the property. What Section 5 asks and how to answer it.
Hurricane Hits Before Closing ā Now What?
Hurricane damage before closing is the seller’s problem, not yours. What Paragraph 14 of the Texas contract gives a Houston buyer ā and the insurance step to take during your option period.
Houston’s Flood Disclosure Questions, Mapped
Eight checkboxes, two completely different questions. Here’s what floodway, flood pool, Zone AE and the FEMA/SBA line on the Texas Seller’s Disclosure actually mean for a Houston buyer.
Why do I need Homeowners Insurance?
Standard homeowners insurance in Houston doesn’t cover flooding, and paid-off homes still need coverage. Here’s what every owner should know.